Home Improvement Tips for Students

It doesn’t matter how small your rental abode is, you can always make it feel like your home. Most Indian students prefer to share rental accommodation with someone and fail to personalize the living space leading to emotions like not belonging in the place and homesickness. Here are a few simple things that can be done to make your rented house, a home away from home!

Curtains up!

Curtains add character to any room and if the room depends a lot on natural light, it could very well provide a complete makeover to the space! You can’t change the color of the walls but you sure can put up a shade or two to give the room a glow in the shade you love.

Let there be light…

Light fixtures talk a lot about your taste. Any house owner would not object you adding decor to the space as long as it does not need additional hammering of nails or running external wiring over the walls! LED lights do not shoot up the power bill numbers while giving a soothing feel when the sun goes down.

Stow smart

Smart, multi-purpose storage solutions not only help reduce the clutter but will also make it that much easier when you move to the next place.

Corner tables, shelves that extend, smart boards are some of the many things that you can use to be canny in space management.Homes for rent in jersey city with all facilities.

Throw in some greens!

Plants not only add to the sense of freshness to your room but also gives you a sense of responsibility and can be a good alternative to pets. Make sure you water them and do not let the dirt spill over the expensive carpet!

There are lot of cheap apartment for rent in Chicago with all facilities.

Living in Denver – Surviving the sky-high rent!

Denver is unarguably the hottest realty market in Colorado, if not the entire west! Property prices are an all-new high as home and rent values keep spiraling out of control in the locality. Home prices are up by a whopping 14.5% with the average as high as $326k! Such high prices not only affect the home buyers and investors but also people who live for rent.

Rent rates have shot up too from $700 for a 700 sq. ft apartment to as much as $1200! This price hike within a span of just two years means that it is not in sync with the inflation based on which most salary appraisals are based upon. The average household income in the state of Colorado has risen by only 2.6% which validated the above statement.

There are many young adults in the locality who prefer to buy a home instead of renting one due to the atrocious rent costs. However, one must take into consideration the interest costs that will mount onto the mortgage loan amount. This is why people here prefer to share accommodation.

A smarter option would be to migrate to the suburbs where it is still affordable. The urban suburbs, as they call it, must be a better option for realty investment for young families looking to settle in Denver. Locales like Stapleton also offer good business opportunities and hence would be the right way to go. 

Lot apartment for rent in Chicago  with all facilities 

Home Improvement Tips for Students

It doesn’t matter how small your rental abode is, you can always make it feel like your home. Most Indian students prefer to share rental accommodation with someone and fail to personalize the living space leading to emotions like not belonging in the place and homesickness. Here are a few simple things that can be done to make your rented house, a home away from home!

Curtains up!

Curtains add character to any room and if the room depends a lot on natural light, it could very well provide a complete makeover to the space! You can’t change the color of the walls but you sure can put up a shade or two to give the room a glow in the shade you love.

Let there be light…

Light fixtures talk a lot about your taste. Any house owner would not object you adding decor to the space as long as it does not need additional hammering of nails or running external wiring over the walls! LED lights do not shoot up the power bill numbers while giving a soothing feel when the sun goes down.

Stow smart

Smart, multi-purpose storage solutions not only help reduce the clutter but will also make it that much easier when you move to the next place.

Corner tables, shelves that extend, smart boards are some of the many things that you can use to be canny in space management.

Throw in some greens!

Plants not only add to the sense of freshness to your room but also gives you a sense of responsibility and can be a good alternative to pets. Make sure you water them and do not let the dirt spill over the expensive carpet!

There are lot of apartment for rent in jersey city with all facilities for students.

The A-Z of Renter's Insurance in the US

There is a constant shift of people in the US. Young aspirants keep shifting their residence in search of better job and life opportunities and the rent market reflects just that! An estimated 43 million renters spend in excess of 535 billion dollars on rent in the US every year! This is a favorable trend for the US economy since not all the renters are US citizens and the inflow from other economies, no matter how small is an added bonus in an era where policies like H1B are being frowned upon.

A study by top realty firm, Zillow found that a majority of the household that opt for renting out their homes do not go for a renter’s insurance. This is alarming for a country that is so obsessed with playing it safe. Renter’s insurance costs as little as $15/month which is affordable for a majority of the population who are able to afford rented homes in the big cities and towns of the US.

Why should I get insured?

Renter’s Insurance covers everything you own for a fraction of the cost! There will be coverage offered on damage to your personal effects during unfortunate natural calamities or man-made incidents. Liability coverage for life is yet another benefit of taking a renter’s insurance. It is always better to be safe than sorry!

An example of what all could be covered:

Deductibles decoded!

As with all insurance policies, there will be a set of deductibles offered by the insurance firms that will reduce the premium you pay. But if there is an unfortunate incident, these deductibles come back and bite you since every deductible will have a catch behind it! The extra coverage you get by not opting for a deductible might save you a few bucks now but could help you save thousands of dollars in the future, in the case of a mishap.

Smaller specifics that are generally overlooked

As long as you are single in a rented space, there will not be much of influence on your premium from third parties. However, if you live with a roommate who happens to own a lot more expensive items than you, then the insurance premium will be higher with no telling benefit for you. This is a minor specific that is often overlooked when sharing accommodation.

Unknown factors influencing your insurance premium

Did you rent a space in the ground or the first floor of a building? You just attracted a higher renter’s insurance premium! Houses on the lower floors are considered to be more prone to damage by the natural elements and also vandal acts like burglary and mob attacks! This is the reason why the homes on higher floors have a premium that is considerably less.

History matters!

Not just any history but the one that involves your credit! Your credit record needs to be impeccable for you to bag the lowest quote for renter’s insurance. A broken credit history or arrears in late payment, deficits all mount up and reflect on your insurance premium quotes.

A final word of advice…

Shop around, insurance quotes are not fixed. They largely depend on how well you bargain or how well you research and handle the deals that are offered. In a competitive world, Insurance agencies are in need of you so play a little hard to get and make sure that you get a better quote than the best one that has been offered to you. 

There are lot of apartment for rent in New York with renter insurance.